Assistant Credit Supervisor – City Centre Branch – KRAY Microfinance Limited 2022

Filed in Job vacancies by on October 15, 2022 0 Comments

Assistant Credit Supervisor – City Centre Branch – KRAY Microfinance Limited 2022

The Assistant Credit Supervisor will be responsible for the entire credit granting process at the branch level; including the consistent application of credit policy, daily credit monitoring and reviews of existing customers, and the assessment of the creditworthiness of potential loan customers in accordance with Kray Credit policies and procedures with the goal of optimizing the mix of both sales and bad debt losses.

Key Duties and Responsibilities:  

  • Loan client mobilization and business growth: leads credit officers and sales staff at the branch level to grow assets by supporting asset mobilization campaigns, liaising with credit officers to meet potential loan applicants, and ensuring thorough training on available loan types, or credit options that are available including the terms and conditions.
  • Portfolio quality Management: overseeing appraisal, documentation, approvals, and disbursement of loans in line with the company policy, managing the loan administration, monitoring, and recovery processes in compliance with the loan standards of the institution.
  • Loan compliance: carry out day-to-day monitoring of client’s loan performance in line with agreed terms and conditions of the loan and per set credit policy and procedures at KRAY to guarantee a qualitative loan portfolio.
  • Credit reporting: undertakes reporting (day-to-day) on all client loan compliances, non-compliances, incidents arising out of bad loans, and trends in loan repayments as well as any feedback to support a qualitative portfolio for the institution. Preparation and submission of Consolidated loan recovery progress status and projected loan disbursement reports
  • Credit recovery support: co-own with credit officer for client loan application process at branch level and the subsequent decisions thereof. This includes; monitoring of client’s loan performance, adherence to KYC/AML procedures due to the client, loan collateral, and recovery procedures that may arise out of poor loan management processes. Chair the Branch Credit Recovery Committee (BCRC) meetings.
  • Team recruitment supervision: takes full responsibility for recruitment and guiding all direct reports, focusing on all aspects of sound people management e.g. Coaching, On-the-job training, Development, Performance Management, compliance to set standards, and Employee engagement.

Qualifications, Skills and Experience:

  • Minimum of a Bachelor’s degree in Finance, Accounting, Or Business Administration. Certification in Credit Analysis is preferable
  • A MINIMUM OF THREE (3) YEARS of EXPERIENCE in credit processes and management and at least one (1) in a supervisory role.
  • Possesses strong analytical skills, planning and organizing ability.
  • Has excellent business acumen.
  • Knowledge of the full MS Office suite
  • Females are encouraged to apply.

How to Apply:

All candidates should submit their application letters and updated CVs to the CREDIT SUPERVISOR via our email: krayholdingslimited@gmail.com and copy to kray@kraymicrofinance.com

The CV should include your telephone contacts, contacts & email address of 3 referees.

Your email subject line should include your name & job applied for. Only shortlisted candidates will be contacted

 Application Details:

Job Title:  Assistant Credit Supervisor – City Centre Branch 

Organisation: KRAY Microfinance Limited

Duty Station:  Kampala, Uganda

Deadline: 28th October 2022

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